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Payday Loans - Click Here To Compare >>

Stuck for cash until payday? This is a monthly occurrence for some people and becomes even more pressing if an unexpected or emergency cost comes up. Getting a regular loan might be out of the question for a number of reasons: a bad credit history might be one, but another might be that many loans have terms which go on for years. You should look into payday loans online.

A payday loan is a handy and fast way to access cash — the payday loan term is never usually more than two weeks to a month meaning this really is a fast loan. The criteria for payday loans online are generally easy to meet: most payday loans lenders just ask that you are a full UK resident, have a monthly income and a working bank account. Other than that they don't ask much — and your credit past is of no interest to them. It isn't difficult to get Payday Loans online.

So, if you have a bad credit history, CCJs or arrears you can still get your cash through a payday loan. There are one or two things to weigh up before you get the loan — remember to check the APR rate as this can be a bit on the high side. However, as this is a short term loan it shouldn't be hanging round your neck for long! There are various features which might attract you to certain payday loans lenders, such as a "rollover" option.

COMPANY TYPE LOAN AMOUNT REPAYABLE £100 TERMS ID REQUIRED REPRESENTATIVE APR DEBIT CARD BANK ACCOUNT MORE INFO
My Payday Lender
 		Broker £80- £1000 £125 You must be 18 or over, in full time employment and earning £750 per month or more. Bank account details 1286% No Yes
My Payday Lender accept almost 100% of applicants for payday loans. Receive instant approval on your application and receive your fast cash salary advance in your bank account in as little as one hour.
Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185
Quick Quid Payday Loan
 		Lender Up to £750 125% The finance charge will be paid in two (2) equal payments on your next two (2) payment dates. See Website for more details. No 1734% No Yes
Quick Quid is here to satisfy your short term borrowing needs. It takes all the hassle out of getting a loan by cutting out all the tedious paperwork. Get the bonus of chatting live on the internet to a loans expert who will talk you through all you need know. Quick Quid is a flexible short term lender, giving you the option of choosing to repay your loan over 1 or 2 pay periods. This is how it sets itself above other short term lenders.
Representative Example: Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days; Total Charge of Credit: £14.75; Total Amount Payable: £64.75; Address:QuickQuid, 483 Green Lanes, London, N13 4BS.
Cash Genie
 		Broker £75-£750 130% Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account. Generally not required, Cash Genie offer instant online approval 2623% Yes Yes
If you are looking for a short term loan then CashGenie is here to help. Your loan could even be transferred into your bank account on the same day! CashGenie does not charge you anything in way of administration fees to set up the loan so you just pay back the money with the CashGenie interest rate. If you think you only need a 31 day loan then don't delay and contact CashGenie today.
Representative Example: Not Available; Address: Dalton House, 60 Windsor Avenue, London, SW19 2RR.
Lending Strem
 		Lender £80-£1000 N/A Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month. None 3043.8% Yes Yes
Lending Stream offers payday loans up to £400 for new customers and up to £1000 for existing customers. Application is online, quick and simple. The loan product offers you flexibility in repayment so you can pay back the loan in 30 days or take as long as 6 months (depending on the loan amount approved). You can choose to pay in installments or make an early payment (without prepayment penalties) to minimize the total interest.
Representative Example: Total Amount of Credit: £200; Representative APR: 3043.8 %; Duration of Agreement: 6 months; Total Charge of Credit: £240; Total Amount Payable: £440; Lending Stream Ltd, Wisteria Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW.
Payday Easy Loans
 		Broker £100 - £1000 120% - 129.5% 18 years of age, employed or self employed, earning min £650 per month. Repay on your next payday. No paperwork, nothing to fax 1286.2% No Yes
Payday Easy Loans can place up to £1000 in your bank account in as little as 15 minutes. You can apply online for any amount between £80 and £750 and there are no hidden or administrative costs.
Representative Example: Not Available.
Safeloans Ltd
 		Lender £50 to £500 £129 Applicants must be: 1) at least 18 years old; 2) UK resident; 3) receive regular pay; 4) have a debit card for the bank account one's wages are paid into. Generally not required – Safeloans Ltd offer a ( 2 Hour Online Approval ) 2120.1% Yes Yes
Safeloans Limited offers you a fast, secure and reliable loan service. They offer a unique Daily Interest Rate which means you only pay interest for the period of time you borrow the money. If you pay the loan off before your repayment date you save yourself money!
Representative Example: Total Amount of Credit: £160; Representative APR: 2120.1%; Duration of Agreement: 30 days; Total Charge of Credit: £46.40; Total Amount Payable: £206.40; Address: Safeloans Ltd, 1st and 2nd Floor, 30 Church Street, Croydon, CR0 1RB.
Wonga
 		Lender £50-£200 From 105% to 129% dependant on term Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account. None - just bank account and debit card required. 4214% Yes Yes
Wonga Cash on demand are different to other Payday / Quick Loan providers - you can choose the exact length of your loan (from 1 to 30 days) - the shorter time you choose to pay back, the less interest you will pay. If the loan approved before 3pm on a weekday, you'll get the money in your bank account within minutes. Interest is charged at 1% a day - you can choose the exact amount you want and the length of the loan. An easy to use sliding calaculator on the Wonga.com homepage allows you to alter easily the amount and the term of the loan and the amount you will have to pay back.
Representative Example: Amount of credit; £207 for 20 days; Total amount payable: £254.42; Interest: £41.92; Interest rate:360% pa (fixed); Representative APR: 4214%; Address: 88 Crawford Street, London, W1H 2EJ.
Payday UK
 		Lender £80-£750 125% 25% charge with 30 day repayment Not Required, just bank and debit card details 1737% Yes Yes
PaydayUK is the trading name of MEM Consumer Finance Ltd and charge £25 per £100 borrowed – nothing more! There are no administrative costs to set up the loan. Loan is for 30 days, and should be repaid in a single payment on your payday.Total Amount of Credit: £720.
Representative Example: Representative APR: 1737%; Duration of Agreement: 28 days; Total Charge of Credit: £217.50; Total Amount Payable: £937.50; Address: Gloucester House, Church Walk, Burgess Hill, West Sussex RH15 9AS.
Payday Express
 		Lender £80-£800 125% Applicants 18 years living and working in UK. Wages paid directly into a UK bank account and must have debit card. Generally not required – Payday Express offer instant online approval. 1737.2% Yes Yes
Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed and you must be at least 18 years of age to apply.
Representative Example: Total Amount of Credit: £80; Representative APR: 1737.2%; Duration of Agreement: 28 days; Total Charge of Credit: £20; Total Amount Payable: £100; Address: Kent House, 41 East Street, Bromley, Kent, BR1 1QQ.
Txt Loan
 		Lender £100 110% You must be living in the UK, get a regular minimum £400 income, have mobile phone and e-mail address Bank account and debit card details 4474% Yes Yes
TxtLoan approve your loan in minutes and can offer you payday loans up to £100. You simply register online, follow the text message instructions and you will receive the cash in your bank account within minutes. You can continue to use the service whenever you need it most and have cash transferred into your bank account instantly.
Representative Example: Total Amount of Credit: £100; Representative APR: 4474%; Duration of Agreement: 15 days; Total Charge of Credit: £17; Total Amount Payable: £117; Address: TxtLoan Ltd, 2nd Floor 145-157, St. John Street, London, EC1V 4PY.