G72.co.uk, for people who want to save
and make money
Welcome G72.co.uk, your site for saving and making money.
Whether you’re trying to increase the weekly budget, are feeling the pressure of the credit crunch or just want to make some extra cash, g72.co.uk lists services and information with competitive solutions for you.
Bad Credit Loans
Below you will see a variety of Bad Credit Loan providers. Whether they are direct lenders or loan brokers, you are likely to find the bad credit loans you need – regardless of your previous circumstances.
More flexible than payday loans or logbook loans, bad credit loans can be either unsecured or secured loans. Generally, you will be offered a range of bad credit loans to choose from and no matter if you are self employed, unemployed, retired, in a full time job, there will be a bad credit lender willing to take you on.
Many people find it difficult to find a loan nowadays, especially as mainstream banks and building societies are stricter than ever about which applicants they approve. A bad credit loan provider will consider your case even if you have a bad credit history, defaults, CCJs or mortgage arrears against your name. It's easy to apply for bad credit loans.
Remember that it is always wise to consider whether or not you are suitable to borrow – especially if you are offered a secured loan. A secured loan is guaranteed against a large asset such as your home, so if you are unable to meet the loan repayments, your home could be repossessed (taken away). Bad credit loans generally carry an APR which is slightly higher than on a normal loan but this is because the Bad Credit Loans lender needs to take the added risk into consideration. Look for additional features when you're on the lookout for a bad credit loan, such as the 'credit builder'.
| Company | REPRESENTATIVE APR | Loan Amount | Min Term | Max Term | Terms | Suitable | Secured Loans | More Info |
The One Stop Market
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53.9% | £50 - £15,000 | Ask on application | Ask on application | You must be over the age of 18 years old and live in the UK. | If you have bad credit. | No |
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| The One Stop Market offer loans for any purpose up to the amount of £15,000. Bad Credit Rating? No worries, The One Stop Market will work on your behalf to find a lender option for you. Representative APR: Total Amount of Credit: £3000; Representative APR: 53.9%; Duration of Agreement: 36 months; Total Charge of Credit: £2442.84; Total Amount Payable: £5442.84; Address: We Approve Limited, PO Box 7562, Bournemouth, BH1 9UL. |
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My Payday Lender
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1286% | £80- £1200 | 1 week | 1 month | You must be 18 or over, in full time employment and earning £750 per month or more. | Those with poor crdeit who want a quick cash loan | No |
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| My Payday Lender can provide you with instant cash for when you need money but your payday is a little far away. Apply online for a payday loan and you could have money in your account in as little as one hour. Borrow up to £1200 for any purpose today! Representative APR: 1286%; Total Amount of Credit: £160; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185 |
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Cash for winter
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6.9% | £750 - £25,000 | 12 Months | 60 Months | Depends on loan type - fill in online form and you will be given your choices. | Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears. | Yes |
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| Cash for winter is the bad credit loan company who can keep you out of the cold this season with loans of up to £25,000. Their application process is short and simple and even if you have a bad credit rating they can still provide you with a loan. Representative Example: Representative 6.9% APR for loans between £7,000 and £15,000. For example, if you took a loan for £10,000 with a Representative APR of 6.9% fixed and an annual interest rate of 6.9% you would pay £196.56 per month with a total charge for the credit of £1,793.43 making the total amount you repay of £11,793.43 |
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Merlin Money Market
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53.9% | £100 - £50,000 | 1 Month | 25 Years | Loans subject to status. Minimum applicant age 18 year. Rates updated regulary | People who have been refused credit elsewhere | No |
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| Merlin Money Market can provide you with bad credit loans with repayments from 1 month to 25 years. They claim to have the UK’s cheapest one off joining fee with unlimited lender access. With Merlin Money Market you have no upfront credit checks to worry about. Representative Example: Representative APR 53.9% The actual APR will depend on the lender, the loan amount and the borrower's credit circumstances. |
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CUS4 Loans
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Varies | £200 to £15,000 | 12 Months | 60 Months | CUS4 Loans use their knowledge of the market to find a loan for you. As soon as you are accepted for a loan, Cus4Loans will stop sending your application to other lenders. | All borrowers - including tenants and homeowners, those with bad credit history, self employed. | No |
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| Cus4Loans can find you a loan regardless of your circumstances. They will take your application and search the market, one lender at a time, to make sure you get the loan you need. Tenants and homeowners are welcome. Representative Example: Not available. |
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First Choice Capital Resources
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Varies | £100 - £2,500 | 12 Months | 60 Months | See website for terms and conditions | People with poor credit rating | No |
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| First Choice Capital Resources is designed to match the right products and services to suit your needs and present them to you on a continuing basis. It is free to apply and you can borrow between £1,000 - £15,000. Complete your online profile and you will receive access to the product and services First Choice Capital Resources provide. Representative Example: Not available. |
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